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Why You Need Insurance!

You never know...

As an independent agency, we represent several insurance companies. And we can offer you a choice of policy features and price.  

Please take a minute and email us your name, telephone number, and your automobile policy renewal date so that we can discuss better options. 

John C. Kalmbaugh, CIC 

kalmbaughinsurance@gmail.com

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Why CIC?

C.I.C stands for Certified Insurance Counselor. What it means is that I have completed five three day institutes, and passed five very difficult examinations covering all major areas of the insurance business. I must fill these requirements every year to keep the designation. For me, C.I.C. means a lot of hard work. For you, C.I.C. means that I am educated in the practical aspects of insurance, recognized nationally for my achievement, and affiliated with the top 1% of educated professionals in America. I don’t say this to brag. I say this because you should require all of those things from a quality agent. You should never accept second best.

John C. Kalmbaugh

President/Certified Insurance Counselor

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Do I Really Need Auto Insurance?

From the Pixar movie Cars.

The answer is yes and let me tell you a few reasons why:

-You will pay a hefty fine if you are caught driving without auto insurance.

-You will get your license taken away.

-You will pay out-of-pocket for the damage to your car.

-If you’re at fault, you will pay out-of-pocket for all cars involved in a collision.

-If you’re at fault, you will pay medical bills for everyone involved in a collision.

-You will pay out-of-pocket for any of your own medical bills.

-You will miss out on dozens of benefits that come with having auto insurance.

GET A FREE QUOTE TODAY.  IT DOESN’T COST YOU A PENNY TO CALL!

614-890-7222