38 years…

John Kalmbaugh is a licensed independent agent with over 42 years of experience. What does it mean to be an independent insurance agent? In short, it means we will take the time to develop a personal relationship with you and find out exactly what your needs are. Then, we can review the policies of several different companies and help you select the best possible coverage at the best possible price. You see, buying insurance is different from purchasing other types of consumer products – you can’t take it for a test drive, try it on, taste, see or smell it. Yet, the purchase of insurance is one of the most important decisions you will ever make. With an independent insurance agent, you’re dealing with a licensed professional who knows the insurance industry and cares about your needs . . . not some stranger on the other end of a toll free number or a cold computer monitor over the internet. If you have any questions or concerns, please feel free to contact us. We care about your needs. View all posts by johnkalmbaugh